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Thursday, October 10, 2013

Credit Card Companies Should Not Be on Campus Marketing to College Students

Credit Card Companies should not be on Campus merchandising to College Students Candy Desrosiers 156 February 19, 2011 Carol Bagley [In years past, if a scholar could fog a mirror, they received a ascribe military rating lineup] (Levin, Adam, 2010). I believe allowing credit billhook companies, much(prenominal) as Master board, Visa, and Discover, to force on campus increases the likelihood, as much as 60% that a student will apply for and receive a card (Desrosiers, 2010). Unfortunately, undergrads lack the experience and maturity to handle such indebtedness (And make no mistake-- owning a credit card is a huge responsibility); many another(prenominal) at this stage in their lives concur never even paid for their own clothes, their own lunch, or their own car hires. This inexperience, coupled with a refreshful credit card, sets the learner up for monetary problems at a age when most can ill afford the added stress, fiscal or otherwise. It is detrimental to the students health and scotchs; placing his/her physical, mental, and educational healthy-being in harms way; as well(p) as jeopardizing his/her financial future.
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Furthermore, [some credit card companies purposely grade college pupils] (Lindstrom, 2009), regard slight of his/her credit history or income. The prize accompany patiently waits until the scholar falls significantly behind, consequently demands payment in in force(p); threatening to send the fib to a collection agency. [Expecting the parents will jump in and bond paper their shaver out; the card issuers earn more emolument than if the cardholder p ays the periodic payments] (Lindstrom, 2009! ). This is a deceitful, underhanded tactic that catches too many  tender people unaware.  Although not all card offers take shape from these less than honorable businesses, enough exist to warrant  assentient action. These issues strike to be addressed and students made aware of the credit card mine field, which is...If you want to get a full essay, cast it on our website: OrderCustomPaper.com

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